Real Estate Tips

What to Know About Buying a Home in 2019

Like most things, the process of buying a home changes over time. If you haven’t bought or sold Real Estate recently, there’s a pretty good chance that the search process, not to mention the actual transaction process, has changed. Here are a few things you should know about buying a home in 2019.

1: Buying a home costs money up front. Between Earnest Money, inspections and an appraisal, you likely looking at roughly $1,500 to $2,000 right off the bat. Down-payment money could be necessary as well, but it varies and could be as little as zero dollars depending on the type of loan. In any case, it is a good idea to have some liquid assets at the ready when you begin the home buying process.

2: You can get a TON of information online, but it isn’t always accurate. Websites like and have give the general public a terrific amount of access to homes that they might want to buy. Websites like these have virtually replaced the old newspaper ads and monthly home magazines. But with that new information also comes misinformation. Estimated home values are often too high or too low, and mortgage estimators don’t always account for everything that goes into a mortgage payment. That’s why it’s still a good idea to consult a Real Estate professional, even before you start looking at homes online.

3: The vast majority of the transaction process is now done electronically. From pre-approval, to making an offer, to finalizing info for closing, many of these things now happen via the Internet. We at the Hildebrandt Home Team, along with Coldwell Banker, are on the forefront of using technology to aid in the home-buying process, but again, there are things to watch out for. While there are many safeguards and practices in place to protect information in the transaction process, hackers try to break in anyway. In addition to our secure systems like Dotloop and our protected email, we can provide other tips on how to make sure no one interferes with the home-buying process.

4: Some things are still the same. Earnest money, signing in-person at closing, and a few other factors have stayed the same over the course of time. It’s still a good idea to have personal checks at closing (just in case), a valid ID, and a willingness to meet in person when necessary. While much of the process is done electronically, this is still a personal business, and we want to make sure we can take care of you and explain the process as easily as possible, which is usually in person!

We hope these tips help, and if you have any questions, please don’t hesitate to call 918-417-6288 or email today!

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